Comparison
Portfolio Pie vs M1 Finance
Compare our educational allocator-first approach with M1's automated investing platform. Both use pies, but serve different needs.
TL;DR
Key differences at a glance
Portfolio Pie
- Educational guidance with manual + linked asset tracking
- Track crypto, real estate, and alternatives in allocation
- AI coach and expert templates for DIY learning
M1 Finance
- Automated investing and rebalancing with trade execution
- Fractional shares and automated dollar-cost averaging
- Margin lending and borrowing features
Feature comparison
Detailed feature breakdown
Both platforms use pie-based allocation, but with fundamentally different approaches.
| Feature | Portfolio Pie | M1 Finance |
|---|---|---|
Allocator-first approach Both focus on maintaining target allocations with pie-based visualization | ||
Drift alerts Portfolio Pie offers customizable bands; M1 has basic rebalancing triggers | ||
Manual + linked assets Track crypto, real estate, and other assets alongside traditional accounts | ||
AI Coach Educational guidance and personalized checklists | ||
Expert templates Portfolio Pie has Bogleheads/All Weather; M1 has model portfolios | ||
Rebalancing guidance Educational guidance vs automatic execution | ||
Automated investing M1 automatically invests and rebalances; Portfolio Pie provides guidance only | ||
Trade execution M1 executes trades; Portfolio Pie never executes trades | ||
Fractional shares M1 supports fractional share investing | ||
Borrowing/lending M1 offers margin lending and borrowing features |
Full support
Partial support
Not supported
Guidance
Who should choose which?
Both are excellent pie-based tools, but serve fundamentally different investment approaches.
Choose Portfolio Pie if you:
- Want educational guidance without trade execution
- Need to track assets across multiple brokers and asset types
- Include crypto, real estate, and alternatives in allocation
- Prefer to maintain control over all trading decisions
Choose M1 Finance if you:
- Want fully automated investing and rebalancing
- Focus primarily on traditional stocks and ETFs
- Want fractional shares and automated dollar-cost averaging
- Are interested in margin lending and borrowing
M1 is perfect for automated execution, while Portfolio Pie excels at educational guidance across all asset types.
Try Portfolio Pie