Comparison
Portfolio Pie vs Monarch
Compare our allocator-first approach with Monarch's budgeting and net worth tracking focus.
TL;DR
Key differences at a glance
Portfolio Pie
- Allocator-first with drift alerts and rebalancing guidance
- Manual + linked assets including crypto and real estate
- AI Coach for educational investment guidance
Monarch
- Comprehensive budgeting and expense tracking
- Bill tracking and subscription management
- Credit score monitoring and financial health tracking
Feature comparison
Detailed feature breakdown
See how each platform approaches portfolio and financial management.
| Feature | Portfolio Pie | Monarch |
|---|---|---|
Allocator-first approach Focus on maintaining target allocation vs just tracking balances | ||
Drift alerts Get notified when your allocation needs rebalancing | ||
Manual + linked assets Track crypto, real estate, and other assets alongside traditional accounts | ||
AI Coach Educational guidance and personalized checklists | ||
Expert templates Start with proven allocations from Bogleheads and All Weather | ||
Rebalancing guidance Specific recommendations on what to buy/sell | ||
Budgeting tools Track spending and create budgets | ||
Bill tracking Monitor recurring bills and subscriptions | ||
Credit score monitoring Track credit score changes over time | ||
Net worth tracking Monitor overall financial health and trends |
Full support
Partial support
Not supported
Guidance
Who should choose which?
Honest guidance to help you pick the right tool for your needs.
Choose Portfolio Pie if you:
- Want to maintain specific target allocations
- Need drift alerts and rebalancing guidance
- Track crypto, real estate, and alternative assets
- Want educational investment guidance
Choose Monarch if you:
- Need comprehensive budgeting and expense tracking
- Want bill tracking and subscription management
- Focus on overall financial health vs allocation
- Prefer traditional net worth tracking
Both tools can work togetherāuse Monarch for budgeting and Portfolio Pie for allocation management.
Try Portfolio Pie