Feature Spotlight

Expert Templates

Start with proven allocations from Bogleheads, All Weather, and other time-tested strategies. Apply as your foundation and customize from there.

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Popular templates

Proven strategies from investment experts

These allocations have stood the test of time and market cycles.

Three-Fund Portfolio

by Bogleheads

Moderate

Simple, diversified, and low-cost. The classic Bogleheads approach for long-term growth.

US Total Stock Market60%
International Stocks20%
Total Bond Market20%

All Weather

by Ray Dalio

Conservative

Designed to perform well across different economic environments with balanced risk.

Stocks30%
Long-term Bonds40%
Intermediate Bonds15%
Commodities7.5%
TIPS7.5%

Target Date 2050

by Lifecycle

Aggressive

Age-appropriate allocation for investors with 25+ years until retirement.

US Stocks54%
International Stocks36%
Bonds10%
Why templates

Start with proven foundations

Don't reinvent the wheel. These allocations have been tested through multiple market cycles and economic conditions.

Research-backed

Based on decades of academic research and real-world performance data.

Risk-appropriate

Each template includes risk assessment to help you choose the right fit.

Customizable

Use as starting points and adjust based on your specific goals and constraints.

Template Application Process

1
Choose a template that matches your risk tolerance
2
Review the allocation and risk assessment
3
Apply to your portfolio as the foundation
4
Customize based on your specific needs

Start with expert-designed allocations

Apply proven templates and customize them to fit your unique investment goals.

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